A survey of Public sale.com patrons in early January 2026 confirmed that 23% had been extra prepared to purchase at public sale, up from 19% within the earlier quarter. That determine was barely under the 24% who stated market situations had been making them more willing to buy in Q1 2025.
The foreclosures public sale gross sales fee slowed in This fall 2025, falling 7% from the earlier quarter and 15% from a 12 months in the past to succeed in a 23-quarter low. 12 months-over-year declines occurred in 69% the 88 main markets analyzed — together with Chicago, Dallas-Fort Price, Houston, Atlanta and St. Louis.
In distinction, the true estate-owned (REO) public sale gross sales fee rose 29% from the earlier quarter and one a 12 months in the past, partly as a consequence of extra favorable pricing, Public sale.com stated.
The report discovered that patrons had been prepared to pay extra at public sale in sure markets. Foreclosure public sale patrons paid a median of 67.4% of the estimated worth, up from 66.2% the third quarter. REO patrons paid 65.2%, up barely from the earlier quarter however down from a 12 months in the past.
Foreclosures properties dropped at public sale rose 48% 12 months over 12 months to a 23-quarter excessive. Properties backed by U.S. Division of Veterans Affairs loans noticed the biggest enhance at 428%, reflecting the tip of a 2024 moratorium. Properties backed by Federal Housing Administration loans rose 56%, with typical loans (+33%), personal loans (+12%) and U.S. Division of Agriculture loans (10%) following.
The roll fee of scheduled foreclosures that reached public sale elevated to 26.6%, whereas common loan-to-value ratios remained up 5% from a 12 months in the past, indicating decrease levels of equity.
Foreclosures public sale pricing rose, widening the bid-ask unfold and contributing to a drop within the gross sales fee. In the meantime, REO public sale pricing fell, narrowing the spreads and boosting gross sales.
