Earlier than you’re allowed to assist folks finance their dream houses, you have to get the right training to acquire your MLO license. On-line mortgage colleges have made it simpler to finish your training necessities, you simply should resolve the best choice for you. It’s vital to contemplate your personal studying preferences. Do you like on-line, self-paced programs or in-person studying? Will you want further examination prep instruments, or are you assured tackling the fabric by yourself?
That can assist you resolve which faculty suits you finest, we’ve scoured dozens of mortgage mortgage originator license programs and reviewed them based mostly on pricing, options and studying type to ship the most effective mortgage courses for you. Have a look to search out the most effective match and get began together with your MLO profession.
Mortgage Educators and Compliance: Greatest for selection in studying codecs
Mortgage Educators and Compliance (MEC) have been one of the acknowledged names in mortgage training since 2009. They provide all kinds of prelicensing, persevering with training and examination prep programs for aspiring and present mortgage mortgage officers. Their course content material is designed that will help you meet each federal and state licensing necessities whereas staying engaged with the course content material. Whereas they provide a fundamental package deal that provides you all of the necessities you’ll must move your examination, in addition they supply superior packages that embody examination prep and future CE programs.
MEC is your one-stop store in acquiring and sustaining your MLO license. Their platform is straightforward to navigate, with the added bonus of reside webinar programs in the event you want a extra fingers on method to studying. MEC is there with you each step of your profession by offering lifetime entry to your course content material, sources and teacher help. Should you’re in search of an educator who might be there with you from begin to end – MEC would be the proper choice for you.
Professionals & Cons
- On-line and reside webinar course codecs
- Prelicensing, persevering with training and examination prep programs accessible
- Lifetime entry to course content material and help
- Simple-to-use on-line platform
- No in-person choices accessible
- Examination prep and extra sources solely accessible in greater priced packages
- Platform not as interactive as different suppliers
- No cell app
Options
- Course codecs: Self-paced on-line studying and reside webinars
- Course entry: Lifetime entry to bought programs
- Refund coverage: Refunds accessible inside 72 hours if lower than 50% of the course is accomplished
- Ensures: No formal move assure
- Examination prep: Follow exams and take a look at simulators included in premium packages
- Scholar help: E mail and cellphone help, reside chat throughout enterprise hours
- Closing examination: Should move with a minimal rating per state and NMLS pointers
Pricing
MEC’s pricing is inside the common vary for mortgage mortgage officer educators. The bundled packages that embody examination prep and CE are an total higher worth than different particular person course choices supplied by different suppliers.
- Mortgage License Schooling Solely ($305): On-line, self-paced 20-hour NMLS authorized prelicensing course
- Final Mortgage License Schooling ($575): Prelicensing plus examination prep, apply query financial institution, cell research app and coaching movies
- Mortgage License Schooling Reside ($325): Reside webinar, 20-hour NMLS authorized prelicensing course
- NMLS Persevering with Schooling ($33): Nationwide and state particular CE programs; bundles accessible
The CE Store: Greatest for self-paced studying with interactive components
The CE Store is a comparatively new educator in on-line studying for mortgage mortgage training, however they’ve shortly grow to be among the best suppliers within the business. Their trendy platform is interactive and easy-to-use with data checks and progress monitoring to maintain you centered each step of the way in which. Every package deal is designed to maintain you engaged whereas additionally assembly each nationwide and state necessities.
The CE Store provides packages that embody CE courses that can be utilized in direction of your subsequent renewal interval. Examination prep can also be included within the upgraded packages to raised put together you for the SAFE MLO take a look at. Should you’re in search of a web-based choice with interactive and fascinating content material, The CE Store is certainly price a glance.
Professionals & Cons
- Absolutely on-line, self-paced program
- Cellular pleasant expertise with no cell app wanted
- Premier packages embody CE
- Examination prep accessible in upgraded packages
- Frequent promo codes accessible
- No reside instruction accessible
- Restricted course entry
- Cross assure solely accessible in upgraded packages
- Content material is textual content heavy
Options
- Course codecs: On-line course format solely; cell pleasant
- Course entry: Six months from the date of buy
- Refund coverage: Full refund inside 30 days of buy if lower than 50 % full
- Ensures: Cross or don’t pay assure on choose packages
- Examination prep: Examination Prep Edge is included with upgraded packages
- Scholar help: Obtainable seven days per week by chat, cellphone or e mail
- Closing examination: Should move the course ultimate to be eligible to take a seat for the licensing examination
Pricing
The CE Store provides a high quality training at an inexpensive value. Their frequent reductions and move assure make them a prime contender for college students seeking to get essentially the most out of their mortgage licensing training.
- Course Solely ($365): On-line, self-paced 20-hour NMLS authorized prelicensing course
- Customary ($475): Course solely package deal plus examination prep
- Premium ($589): Customary package deal plus eight hours of CE for a future renewal and an eTextbook useful resource
Wish to study extra about profession paths in actual property?
Try this e-book from The CE Store that goes via the wage, expertise, advantages and training wanted to grow to be a profitable MLO.
24hourEDU: Greatest worth with examination prep included
24hourEDU is a superb selection for people who wish to get their MLO license however are sticking to a price range. And although their costs are low (gross sales carry the worth all the way down to $189!), their training continues to be high-quality and accessible, offering worth to each aspiring MLO. College students can transfer at their very own tempo via the web training portal, watching movies and studying textual content and likewise obtain the course e-book to learn in the event that they’re on the go.
The prelicensing programs embody examination prep so you’re able to move your NMLS examination on the primary attempt. Put together with over 1,000 apply questions, movies on mortgage examination research habits and a 30-page research information. When you’re a training MLO, return to 24hourEDU to finish persevering with training yearly.
Professionals & Cons
- Self-paced, absolutely on-line course
- Examination prep included
- On-line movies and e-book
- Reasonably priced pricing
- Reporting of hours included
- Strict refund coverage
- No reside instruction
- No cell app
Options
- Course codecs: Absolutely on-line with instructor-led video classes and supplemental texts and quizzes
- Course entry: Obtainable 24/7, however should be accomplished inside 14 days (as per NMLS coverage)
- Refund coverage: Should be made inside 5 days of buy. You can not have began or tried the ultimate examination, obtained a certificates of completion or accomplished 50% or extra of the course.
- Ensures: N/A
- Examination prep: Included with prelicensing course
- Scholar help: Limitless cellphone and e mail help and teacher help via the course portal
- Closing examination: 25-question multiple-choice, open-book examination should be accomplished to move the course
Pricing
24hourEDU provides a number of the most inexpensive prelicensing and CE courses on our record.
- Prelicensing ($275, on sale for $189): 20 hours of NMLS-approved coursework, together with examination prep, NMLS hours reporting, instructor-led movies, e-textbook and limitless cellphone and e mail help.
- Persevering with training ($69): Eight-hour persevering with training programs can be found within the following states: AL, AK, CA – DRE, CO, DE, IL, IN – DFI, IN – SOS, IA, KS, LA, ME, MI, MS, MT, NE, NV, NH, ND, OH, OK, PR, SD, TN, TX – OCCC, TX – SML, UT – DFI, VT, VI, VA, WI, WY.
MLO Power: Greatest for all kinds of continuous training
MLO Power strives to make persevering with training enjoyable and fascinating for mortgage officers seeking to make a distinction of their shoppers lives. Every lesson is video based mostly and hosted by business veterans who’ve made an artwork out of blending informative content material with humor – making any CE class just a bit much less painful to get via.
MLO Power solely focuses on CE course content material, however it nonetheless has loads of choices so that you can full the federal and state necessities annually. Should you’re bored with the identical outdated CE programs, check out MLO Power this yr. You gained’t be upset.
Professionals & Cons
- Digital, video based mostly course content material
- Perfect schedule for fast completion
- Partaking content material
- Led by business professionals
- Video content material solely
- No reside instruction
- No cell app; should have a steady web connection
- No prelicensing or examination prep choices
Options
- Course codecs: On-demand movies with downloadable guides
- Course entry: 90-day accessibility (extensions accessible)
- Refund coverage: clients could also be refunded for the whole thing of their buy for programs that haven’t been began, are solely partially full, or was bought unintentionally
- Ensures: No move or don’t pay assure
- Examination prep: Not included in CE packages
- Scholar help: E mail and on-line contact type solely
- Closing examination: No ultimate examination obligatory
Pricing
MLO Power provides distinctive CE class choices for MLO’s in search of a break from conventional classroom studying. Their pricing falls on the upper facet of the size, however their format permits college students to finish their CE shortly.
- A La Carte ($17.50): Select from Federal and State CE choices individually
- Federal CE (+1 Free State) ($99): Get your entire Federal CE plus one free state course
- All You Can Take ($149): Get entry to all Federal and State CE programs accessible and take as many as you’d like for one value
OnCourse Studying: Greatest for reside instruction course choices
OnCourse Studying by Colibri brings you training to acquire and preserve your mortgage mortgage officer license. Backed by one of many actual property industries main academic suppliers, OnCourse studying provides complete NMLS authorized prelicensing, persevering with training and examination prep programs in all 50 states. They provide a mix of studying codecs that embody a mixture of instructor-led video with on-line, self-paced modules for partaking but versatile studying.
OnCourse Studying’s dashboard organizes nationwide and state matters multi functional place. Every module consists of built-in checkpoint quizzes that align with the type and formatting of NMLS questions you’ll see on the precise examination. Should you’re in search of a hybrid studying choice from a good supplier, remember to take a look at OnCourse Studying.
Professionals & Cons
- On-line, instructor-led programs
- Huge number of state electives and CE programs
- Upgraded course packages embody move assure and tutoring periods
- Direct e mail for teacher help
- No reside, in-person course choices
- Upgrades required to entry superior instruments
- Buyer help occasions solely accessible 4 days per week
- Restricted entry to course supplies
Options
- Course codecs: 100% on-line, self-paced programs with teacher help
- Course entry: Six months from the date of buy
- Refund coverage: Full refund inside 30 days if the course is lower than 50% full
- Ensures: “Cross or Don’t Pay” assure included in Premium Plus package deal
- Examination prep: Prep xL Examination Prep included in upgraded packages
- Scholar help: Obtainable by way of cellphone and e mail Monday to Thursday
- Closing examination: Should move the course ultimate to be eligible to take a seat for the licensing examination
Pricing
OnCourse Studying by Colibri provides interactive, instructor-led studying at an inexpensive value. Whereas their higher-tiered packages include a heftier price ticket, the advantages are effectively definitely worth the improve.
- Customary ($329): On-line, instructor-led 20-hour NMLS authorized prelicensing course
- Premier ($429): Consists of the whole lot within the Customary package deal plus Prep xL Examination Prep
- Premier Plus ($599): Consists of the whole lot in Premier plus the Cross Assure, reside teacher coaching, tutoring periods and a $50 rebate upon course completion.
RealEstateU: Greatest for inexpensive, versatile studying choices
RealEstateU constructed its status on being a budget-friendly choice for actual property licensing, and its mortgage catalog follows go well with. Programs are absolutely on-line and damaged into quick audio narrated chapters you possibly can stream on any machine. RealEstateU is ideal for busy professionals who must squeeze research time into their free time.
Whereas there aren’t many bells and whistles of their course content material, the easy format covers the required content material with out breaking the financial institution. Should you’re in search of a easy strategy to full your MLO licensing training at an inexpensive value, RealEstateU has you lined.
Professionals & Cons
- Absolutely on-line, instructor-led programs
- One of the inexpensive suppliers
- Audio narration for on-the-go learners
- Full your course in simply 14 days
- No reside instruction
- Restricted examination prep instruments
- Help solely accessible by way of e mail
- Restricted interactive options
Options
- Course codecs: Absolutely on-line, instructor-led programs
- Course entry: 12-month entry window
- Refund coverage: 30-day money-back assure for programs that haven’t been began
- Ensures: No move assure
- Examination prep: Primary quizzes and chapter exams
- Scholar help: E mail help solely
- Closing examination: Should move the course ultimate to be eligible to take a seat for the licensing examination
Pricing
RealEstateU is essentially the most inexpensive choice on our record with a easy, easy platform. It’s a beautiful choice for unbiased learners on a price range who must get licensed shortly.
- MLO License Course ($199): On-line, instructor-led 20-hour NMLS authorized prelicensing course
- MLO License Course + Research Information + e-Textbook ($327): MLO Course plus a research information an etextbook sources
- GA MLO License Course + Research Information + e-Textbook + MLO Success ($677): Consists of the whole lot within the first two packages plus an MLO Success package deal that equips new MLOs with the coaching they should begin closing offers from they day they earn their license.
Methodology: How we selected the most effective mortgage mortgage originator colleges
To search out the most effective mortgage mortgage originator colleges, now we have evaluated dozens of faculties, reviewing each on-line and in-person applications. We’ve chosen colleges with interactive content material, hands-free audio, cell studying and different handy codecs that can enable you suit your research into your busy schedule. Our mortgage mortgage specialists possess in-depth data of mortgage mortgage originator licensing and on-line programs and consider mortgage mortgage originator licensing applications based mostly on pricing, course packages, course supplies, instructing kinds, on-line person expertise, examination success charges, buyer critiques and extra.
One of the best on-line mortgage mortgage originator colleges on our record usually are not solely broadly accessible within the space — they provide economies of scale that make their course packages inexpensive — utilizing tech that makes their on-line programs far more handy than having to commute to attend in-person courses at a brick-and-mortar location. Not like your native faculty, they’ve the size to put money into modern know-how that makes getting prepped in your state mortgage mortgage originator examination a snap.
Don’t imagine us? Try our real estate education page for extra details about getting licensed and the most effective mortgage mortgage originator colleges accessible in your state. We advocate the colleges on this record for his or her comfort, worth for cash, excellence in course supplies and considerate person expertise.
FAQs: Greatest mortgage mortgage originator programs for 2026
Is turning into a mortgage mortgage originator price it?
Should you take pleasure in working with folks and are motivated sufficient, a profession as an MLO could be very rewarding. Many mortgage officers take pleasure in a versatile work schedule that enables them to work when it’s most handy for them, however the work doesn’t at all times come simple.
Except the corporate that employs you supplies you with leads, you’ll be accountable for drumming up your personal enterprise. This implies getting out into the neighborhood and networking with different MLOs, Realtors and different members of the neighborhood to construct a pipeline of enterprise. Like all gross sales function, your success relies in your hustle, however for the proper individual, it may be a rewarding profession path.
How lengthy does it take to grow to be a mortgage mortgage officer?
On common, it takes about 4 to eight weeks to grow to be a licensed mortgage mortgage officer – some colleges even supply programs that may be accomplished in as little as 14 days. The MLO course consists of finishing the required 20 hours of pre-licensing training, passing the nationwide SAFE examination and getting your background examine and license paperwork submitted. In case your state has further necessities or in the event you’re balancing a busy schedule, it’d take a bit longer. However many individuals begin working within the discipline inside simply a few months.
Is the mortgage mortgage originator examination laborious?
The MLO examination undoubtedly isn’t a stroll within the park, however it’s not unimaginable to move on the primary try both. The SAFE examination has a pass rate of around 55–60%, which suggests lots of college students don’t move on their first attempt. The important thing to passing is discovering the proper faculty to finish your programs and examination preparation. Most college students will wish to select a course that features robust examination prep instruments and research guides. Make certain to not skip over the apply questions – the extra you see them, the simpler will probably be to determine related questions on take a look at day. With the proper research routine and supplies, you’ll give your self the most effective shot at passing the primary time.
The complete image: The 6 finest mortgage mortgage originator programs
Similar to some other profession, turning into a mortgage mortgage officer begins with finishing the required training. Discovering the proper academic supplier is step one to beginning your new profession off on the proper foot. Whether or not you’re seeking to get your license for the primary time otherwise you’re seeking to increase into a special state, there’s a course designed to fulfill your studying type, schedule and price range.
Earlier than you join the primary class that catches your eye, remember to take into consideration what you want most out of a mortgage license training supplier. Whether or not it is advisable end shortly, study at your personal tempo or want a extra structured reside session format, remember to select a course that meets your wants and units you up for achievement. One of the best mortgage mortgage officer programs gained’t simply enable you move the examination – they put together you for a rewarding, long-term profession within the mortgage business.
