The survey, carried out in December by bipartisan pollsters Echelon Insights and GBAO Methods, collected responses from almost 2,600 voters ages 50 and up.
It discovered that ladies ages 50 to 64 are particularly anxious about their economic security, a priority that extends to long-term retirement planning.
Greater than half of girls surveyed are not sure whether or not their financial savings will final in retirement. Amongst these 50 to 64, two-thirds categorical uncertainty — in contrast with half of girls 65 and older.
Brief-term monetary stress can also be vital, with greater than 40% of the survey group reporting that they’re unable to cowl a $400 emergency with out borrowing or tapping into retirement financial savings.
Girls fear {that a} struggling economic system, rising prices and uncertainty over whether or not Social Security will cowl bills may put a snug retirement out of attain.
Greater than 80% count on Social Safety to offer revenue of their 60s, and almost 30% anticipate it will likely be their solely supply of revenue.
Well being care prices dominate worries
Stress over well being care prices outranks different monetary issues.
Solely 45% of girls within the 50-to-64 bracket strongly or considerably agree they will afford medical bills.
Many have already made robust decisions, with 38% of girls on this age group skipping medical care because of prices. Girls 65 and older are barely extra assured because of Medicare protection, however greater than one-quarter stay unsure about affording well being care.
Older ladies are extra probably than males to offer unpaid look after grownup relations, with 37% of girls 50 to 64 and 42% of girls 65-plus reporting caregiver duties.
Caregiving typically comes with monetary sacrifices, with almost 40% offering some financial support to adult children.
Reverse mortgages mirror demographic traits
Amid these issues, the reverse mortgage panorama continues to evolve.
Federal Housing Administration (FHA) information reveals the Residence Fairness Conversion Mortgage (HECM) program predominantly served single feminine debtors in fiscal 12 months 2025, making up 41.1% of all endorsements.
Throughout all debtors, the typical age rose barely to about 75. Reverse mortgage quantity rose in 2025, with 28,172 HECM endorsements, though that’s lower than half the overall from three years earlier. The FHA attributes the drop to greater rates of interest and extra steady home-price appreciation.
